In-Network Insurance

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• Is the in-network membership the same as a regular membership?
• How do in-network memberships work?
• My health insurance runs on the calendar year. How will that work with my membership?
• What will happen to my current membership if I switch to an in-network plan?
• If I switch to an in-network membership, how does billing work between now and when my current membership ends?
• I have a high-deductible plan with Aetna NY — what can I expect to pay?